Madison County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $604M | $486M | $450M | $92M | $2M | 1.31% | 8.81% | 2.88% | 0.37% |
| Q4 2025 | $626M | $457M | $467M | $91M | $2M | 1.07% | 7.44% | 2.56% | 0.15% |
| Q3 2025 | $613M | $460M | $458M | $90M | $2M | 1.03% | 7.18% | 2.49% | 0.15% |
| Q2 2025 | $609M | $466M | $454M | $88M | $2M | 0.99% | 6.90% | 2.45% | 0.15% |
| Q1 2025 | $605M | $478M | $452M | $88M | $2M | 0.99% | 6.96% | 2.39% | 0.15% |
| Q4 2024 | $622M | $469M | $463M | $86M | $1M | 0.64% | 4.53% | 2.04% | 0.16% |
| Q3 2024 | $599M | $458M | $443M | $86M | $975K | 0.60% | 4.23% | 1.95% | 0.17% |
| Q2 2024 | $596M | $458M | $442M | $85M | $980K | 0.58% | 4.06% | 1.92% | 0.18% |
| Q1 2024 | $587M | $467M | $432M | $84M | $742K | 0.50% | 3.51% | 1.84% | 0.24% |
| Q4 2023 | $610M | $447M | $451M | $85M | $1M | 0.53% | 3.84% | 1.76% | 0.18% |
| Q3 2023 | $595M | $461M | $436M | $84M | $595K | 0.40% | 2.90% | 1.77% | 0.19% |
| Q2 2023 | $585M | $482M | $422M | $83M | $546K | 0.40% | 2.92% | 1.83% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.