M1 Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q4 2025 | $1.2B | $1.1B | $919M | $117M | $2M | 1.63% | 16.22% | 3.79% | 0.00% |
| Q3 2025 | $1.1B | $1.0B | $951M | $121M | $7M | 1.91% | 18.86% | 3.69% | 0.00% |
| Q2 2025 | $1.2B | $1.0B | $922M | $119M | $5M | 1.67% | 16.75% | 3.64% | 0.00% |
| Q1 2025 | $1.1B | $1.0B | $925M | $115M | $5M | 1.60% | 16.33% | 3.73% | 0.00% |
| Q4 2024 | $1.2B | $1.0B | $959M | $111M | $-1561K | 1.40% | 15.42% | 4.15% | 0.00% |
| Q3 2024 | $1.1B | $1.0B | $944M | $102M | $5M | 2.08% | 23.23% | 4.34% | 0.00% |
| Q2 2024 | $1.2B | $991M | $975M | $101M | $5M | 2.25% | 25.17% | 4.49% | 0.00% |
| Q1 2024 | $1.1B | $1.0B | $907M | $97M | $7M | 2.78% | 30.67% | 5.29% | 0.00% |
| Q4 2023 | $964M | $861M | $816M | $91M | $3M | 2.20% | 24.59% | 4.76% | 0.00% |
| Q3 2023 | $978M | $889M | $807M | $81M | $3M | 2.60% | 29.52% | 5.10% | 0.00% |
| Q2 2023 | $859M | $756M | $692M | $80M | $4M | 3.30% | 36.61% | 5.98% | 0.00% |
| Q1 2023 | $846M | $760M | $691M | $78M | $10M | 4.76% | 53.77% | 8.03% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.