M C Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $490M | $394M | $317M | $81M | $1M | 0.84% | 5.05% | 4.21% | 4.19% |
| Q4 2025 | $478M | $383M | $308M | $81M | $949K | 0.92% | 5.39% | 4.39% | 1.45% |
| Q3 2025 | $479M | $387M | $307M | $80M | $1M | 0.96% | 5.61% | 4.34% | 1.27% |
| Q2 2025 | $472M | $382M | $313M | $78M | $979K | 0.92% | 5.36% | 4.40% | 0.36% |
| Q1 2025 | $443M | $354M | $315M | $77M | $1M | 0.99% | 5.68% | 4.27% | 0.64% |
| Q4 2024 | $431M | $343M | $319M | $76M | $343K | 0.69% | 4.10% | 4.22% | 0.55% |
| Q3 2024 | $449M | $338M | $316M | $77M | $891K | 0.81% | 4.88% | 4.13% | 0.71% |
| Q2 2024 | $441M | $333M | $319M | $74M | $807K | 0.82% | 4.97% | 4.11% | 0.59% |
| Q1 2024 | $454M | $326M | $322M | $74M | $1M | 0.92% | 5.58% | 3.99% | 0.96% |
| Q4 2023 | $442M | $308M | $320M | $73M | $672K | 0.53% | 3.00% | 4.18% | 0.62% |
| Q3 2023 | $402M | $285M | $305M | $71M | $547K | 0.49% | 2.76% | 4.17% | 1.80% |
| Q2 2023 | $415M | $284M | $308M | $72M | $638K | 0.47% | 2.60% | 4.14% | 0.68% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.