Local Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $105M | $78M | $85M | $17M | $-590K | -2.19% | -13.42% | 3.33% | 1.43% |
| Q4 2025 | $110M | $85M | $81M | $18M | $-221K | -0.08% | -0.49% | 3.97% | 1.74% |
| Q3 2025 | $110M | $86M | $75M | $18M | $184K | 0.20% | 1.19% | 4.00% | 0.11% |
| Q2 2025 | $95M | $75M | $73M | $15M | $136K | -0.10% | -0.57% | 4.08% | 0.11% |
| Q1 2025 | $85M | $64M | $65M | $15M | $-179K | -0.88% | -4.79% | 4.10% | 0.12% |
| Q4 2024 | $78M | $59M | $60M | $15M | $-316K | -1.70% | -6.81% | 4.48% | 1.32% |
| Q3 2024 | $62M | $46M | $45M | $15M | $-279K | -1.70% | -6.32% | 4.55% | 0.27% |
| Q2 2024 | $60M | $45M | $42M | $16M | $-248K | -1.63% | -5.88% | 4.51% | 0.37% |
| Q1 2024 | $58M | $42M | $40M | $16M | $-215K | -1.56% | -5.43% | 4.50% | 0.60% |
| Q4 2023 | $52M | $36M | $35M | $16M | $-211K | -2.80% | -6.68% | 5.36% | 0.72% |
| Q3 2023 | $44M | $27M | $25M | $16M | $-254K | -3.29% | -7.15% | 5.61% | 0.84% |
| Q2 2023 | $36M | $19M | $22M | $16M | $-317K | -3.79% | -7.58% | 5.78% | 0.60% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.