Legacy Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.8B | $1.5B | $1.5B | $221M | $5M | 1.19% | 9.58% | 3.50% | 0.33% |
| Q4 2025 | $1.9B | $1.5B | $1.5B | $236M | $5M | 1.76% | 14.79% | 3.43% | 0.02% |
| Q3 2025 | $1.8B | $1.5B | $1.5B | $231M | $6M | 1.96% | 16.80% | 3.36% | 0.02% |
| Q2 2025 | $1.9B | $1.6B | $1.6B | $225M | $5M | 2.28% | 20.02% | 3.29% | 0.12% |
| Q1 2025 | $1.9B | $1.6B | $1.6B | $219M | $16M | 3.41% | 30.68% | 3.23% | 0.16% |
| Q4 2024 | $1.9B | $1.6B | $1.6B | $203M | $6M | 0.96% | 8.65% | 2.93% | 0.17% |
| Q3 2024 | $1.8B | $1.5B | $1.5B | $197M | $6M | 0.84% | 7.53% | 2.79% | 0.03% |
| Q2 2024 | $1.7B | $1.5B | $1.5B | $190M | $683K | 0.51% | 4.60% | 2.67% | 0.01% |
| Q1 2024 | $1.7B | $1.5B | $1.4B | $190M | $4M | 0.86% | 7.78% | 2.61% | 0.01% |
| Q4 2023 | $1.7B | $1.4B | $1.4B | $186M | $4M | 1.07% | 9.65% | 2.83% | 0.95% |
| Q3 2023 | $1.6B | $1.4B | $1.4B | $176M | $4M | 1.14% | 10.29% | 2.90% | 0.03% |
| Q2 2023 | $1.6B | $1.3B | $1.3B | $172M | $5M | 1.17% | 10.44% | 2.91% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.