LCNB National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.2B | $1.8B | $1.7B | $281M | $5M | 0.90% | 7.17% | 3.91% | 0.19% |
| Q4 2025 | $2.2B | $1.8B | $1.7B | $278M | $6M | 1.08% | 9.15% | 3.58% | 0.14% |
| Q3 2025 | $2.2B | $1.9B | $1.7B | $274M | $7M | 1.08% | 9.23% | 3.51% | 0.12% |
| Q2 2025 | $2.3B | $1.9B | $1.7B | $268M | $6M | 0.98% | 8.52% | 3.40% | 0.28% |
| Q1 2025 | $2.3B | $1.9B | $1.7B | $264M | $5M | 0.85% | 7.49% | 3.27% | 0.28% |
| Q4 2024 | $2.3B | $1.9B | $1.7B | $260M | $6M | 0.65% | 5.98% | 3.03% | 0.27% |
| Q3 2024 | $2.3B | $1.9B | $1.7B | $260M | $5M | 0.49% | 4.60% | 2.92% | 0.19% |
| Q2 2024 | $2.4B | $1.9B | $1.8B | $252M | $2M | 0.34% | 3.20% | 2.90% | 0.17% |
| Q1 2024 | $2.3B | $1.9B | $1.7B | $242M | $2M | 0.42% | 3.96% | 2.79% | 0.19% |
| Q4 2023 | $2.3B | $1.8B | $1.7B | $243M | $715K | 0.77% | 7.04% | 3.20% | 0.01% |
| Q3 2023 | $2.0B | $1.6B | $1.5B | $210M | $5M | 1.01% | 9.20% | 3.26% | 0.02% |
| Q2 2023 | $1.9B | $1.6B | $1.4B | $212M | $5M | 1.04% | 9.34% | 3.32% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.