BranchWatch

Lawrence Bank

Headquartered in Nashville, TN. Part of Lawrence Bancshares, Inc. FDIC certificate #22451 · Federal Reserve RSSD 774132.

Total assets
$3.1B
Deposits
$2.6B
Q1 2026
Active branches
31
Closings since Jan 2020
8
4 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$9M
Return on assets
1.20%
Return on equity
10.39%
Noncurrent loan rate
0.17%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2022
1
2024
1
2025
5
2026

Openings by year

3
2021
1
2024

Other network changes since 2020

  • 5 branch relocations
  • 23 branches acquired through purchases or mergers
  • January 1, 2026: legal name changed from “Volunteer State Bank” to “Lawrence Bank”
  • March 4, 2025: legal name changed from “Volunteer State Bank” to “Volunteer Bank”

Branches by state

Tennessee 31

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.volunteer.bank.