BranchWatch

Lake Ridge Bank

Headquartered in Middleton, WI. Part of Lake Ridge Bancorp, Inc. FDIC certificate #15091 · Federal Reserve RSSD 525549.

Total assets
$3.3B
Deposits
$2.8B
Q1 2026
Active branches
20
Closings since Jan 2020
4
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$8M
Return on assets
0.95%
Return on equity
9.24%
Noncurrent loan rate
0.37%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
2
2023
2
2024
3
2025

Values in $ billions, June 30 of each year.

Closings by year

4
2023

Openings by year

1
2023
1
2025

Other network changes since 2020

  • 1 branch relocations
  • 9 branches acquired through purchases or mergers
  • February 13, 2023: legal name changed from “State Bank of Cross Plains” to “Lake Ridge Bank”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.lakeridge.bank.