Jersey Shore State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $1.6B | $1.1B | $1.3B | $142M | $3M | 1.10% | 12.77% | 2.86% | 0.70% |
| Q1 2025 | $1.6B | $1.2B | $1.3B | $140M | $6M | 1.53% | 17.95% | 2.87% | 0.63% |
| Q4 2024 | $1.6B | $1.1B | $1.3B | $134M | $3M | 0.78% | 9.62% | 2.57% | 0.58% |
| Q3 2024 | $1.6B | $1.1B | $1.3B | $133M | $3M | 0.82% | 10.21% | 2.52% | 0.54% |
| Q2 2024 | $1.6B | $1.1B | $1.3B | $128M | $4M | 0.85% | 10.65% | 2.48% | 0.47% |
| Q1 2024 | $1.6B | $1.1B | $1.3B | $126M | $3M | 0.74% | 9.35% | 2.42% | 0.56% |
| Q4 2023 | $1.6B | $1.1B | $1.3B | $125M | $3M | 0.75% | 9.97% | 2.54% | 0.18% |
| Q3 2023 | $1.6B | $1.1B | $1.3B | $114M | $1M | 0.71% | 9.47% | 2.59% | 0.17% |
| Q2 2023 | $1.5B | $1.1B | $1.3B | $114M | $3M | 0.91% | 12.06% | 2.68% | 0.21% |
| Q1 2023 | $1.5B | $1.2B | $1.2B | $114M | $3M | 0.93% | 12.22% | 2.85% | 0.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.