Independent Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.7B | $1.4B | $1.3B | $189M | $5M | 1.26% | 11.36% | 4.63% | 0.28% |
| Q4 2025 | $1.8B | $1.5B | $1.3B | $193M | $5M | 1.23% | 11.38% | 4.52% | 0.25% |
| Q3 2025 | $1.7B | $1.4B | $1.3B | $187M | $6M | 1.22% | 11.37% | 4.48% | 0.27% |
| Q2 2025 | $1.8B | $1.5B | $1.3B | $187M | $5M | 1.09% | 10.19% | 4.42% | 0.36% |
| Q1 2025 | $1.6B | $1.3B | $1.2B | $175M | $4M | 0.94% | 8.62% | 4.27% | 0.31% |
| Q4 2024 | $1.6B | $1.3B | $1.2B | $173M | $4M | 1.22% | 11.09% | 4.49% | 0.20% |
| Q3 2024 | $1.5B | $1.3B | $1.2B | $171M | $5M | 1.25% | 11.30% | 4.54% | 0.28% |
| Q2 2024 | $1.6B | $1.3B | $1.2B | $168M | $5M | 1.20% | 10.80% | 4.58% | 0.48% |
| Q1 2024 | $1.4B | $1.2B | $1.2B | $163M | $4M | 1.17% | 10.41% | 4.64% | 0.51% |
| Q4 2023 | $1.5B | $1.2B | $1.2B | $165M | $4M | 1.41% | 12.16% | 4.93% | 0.44% |
| Q3 2023 | $1.4B | $1.2B | $1.2B | $160M | $5M | 1.47% | 12.59% | 4.96% | 1.00% |
| Q2 2023 | $1.4B | $1.1B | $1.1B | $163M | $5M | 1.52% | 12.91% | 5.07% | 0.93% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.