Independence State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $86M | $74M | $66M | $8M | $243K | 1.12% | 11.51% | 4.65% | 0.00% |
| Q4 2025 | $88M | $76M | $64M | $9M | $292K | 1.19% | 12.76% | 4.57% | 0.07% |
| Q3 2025 | $84M | $73M | $61M | $8M | $264K | 1.14% | 12.32% | 4.54% | 0.60% |
| Q2 2025 | $83M | $72M | $59M | $8M | $243K | 1.08% | 11.85% | 4.46% | 0.25% |
| Q1 2025 | $85M | $74M | $57M | $8M | $206K | 0.99% | 11.03% | 4.30% | 0.00% |
| Q4 2024 | $82M | $72M | $55M | $7M | $176K | 0.75% | 8.51% | 3.93% | 0.01% |
| Q3 2024 | $83M | $68M | $55M | $7M | $169K | 0.71% | 8.14% | 3.88% | 0.13% |
| Q2 2024 | $78M | $64M | $56M | $7M | $139K | 0.65% | 7.52% | 3.86% | 0.05% |
| Q1 2024 | $80M | $66M | $55M | $7M | $118K | 0.59% | 6.95% | 3.77% | 0.00% |
| Q4 2023 | $79M | $65M | $54M | $7M | $66K | 0.46% | 5.51% | 3.71% | 0.00% |
| Q3 2023 | $79M | $65M | $53M | $6M | $98K | 0.50% | 6.08% | 3.69% | 0.01% |
| Q2 2023 | $77M | $63M | $51M | $6M | $91K | 0.51% | 6.09% | 3.72% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.