Independence Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.2B | $1.0B | $163M | $7M | 1.94% | 16.29% | 4.49% | 0.71% |
| Q4 2025 | $1.3B | $1.2B | $1.0B | $161M | $5M | 1.57% | 13.80% | 4.24% | 0.38% |
| Q3 2025 | $1.3B | $1.2B | $1.0B | $155M | $5M | 1.59% | 14.19% | 4.15% | 0.38% |
| Q2 2025 | $1.3B | $1.2B | $981M | $144M | $5M | 1.58% | 14.26% | 4.04% | 0.12% |
| Q1 2025 | $1.3B | $1.1B | $934M | $143M | $5M | 1.57% | 13.99% | 3.92% | 0.21% |
| Q4 2024 | $1.2B | $1.1B | $906M | $140M | $5M | 1.43% | 13.03% | 3.71% | 0.13% |
| Q3 2024 | $1.3B | $1.1B | $924M | $142M | $5M | 1.41% | 12.88% | 3.65% | 0.12% |
| Q2 2024 | $1.2B | $1.1B | $899M | $132M | $4M | 1.36% | 12.60% | 3.57% | 0.12% |
| Q1 2024 | $1.2B | $1.0B | $844M | $128M | $4M | 1.35% | 12.49% | 3.50% | 0.01% |
| Q4 2023 | $1.2B | $1.1B | $849M | $130M | $4M | 1.47% | 14.55% | 3.71% | 0.40% |
| Q3 2023 | $1.2B | $1.1B | $868M | $118M | $5M | 1.54% | 15.50% | 3.72% | 0.41% |
| Q2 2023 | $1.2B | $1.1B | $861M | $119M | $4M | 1.53% | 15.51% | 3.69% | 0.46% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.