Independence Bank of Kentucky quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.8B | $3.1B | $2.0B | $309M | $11M | 1.11% | 13.72% | 2.57% | 0.21% |
| Q4 2025 | $3.8B | $3.2B | $2.1B | $303M | $10M | 0.80% | 10.45% | 2.35% | 0.18% |
| Q3 2025 | $3.8B | $3.3B | $2.1B | $295M | $8M | 0.73% | 9.66% | 2.28% | 0.21% |
| Q2 2025 | $3.8B | $3.2B | $2.1B | $286M | $7M | 0.69% | 9.20% | 2.22% | 0.13% |
| Q1 2025 | $3.8B | $3.2B | $2.1B | $285M | $6M | 0.66% | 8.75% | 2.16% | 0.12% |
| Q4 2024 | $3.7B | $3.2B | $2.1B | $283M | $5M | 0.56% | 8.21% | 1.84% | 0.13% |
| Q3 2024 | $3.7B | $3.0B | $2.0B | $278M | $4M | 0.56% | 8.42% | 1.77% | 0.12% |
| Q2 2024 | $3.7B | $2.9B | $2.0B | $249M | $9M | 0.65% | 10.09% | 1.74% | 0.10% |
| Q1 2024 | $3.7B | $3.1B | $2.0B | $238M | $3M | 0.33% | 5.23% | 1.74% | 0.30% |
| Q4 2023 | $3.7B | $3.2B | $2.0B | $231M | $3M | 0.54% | 8.22% | 2.08% | 0.12% |
| Q3 2023 | $3.7B | $3.1B | $1.9B | $234M | $3M | 0.62% | 9.20% | 2.19% | 0.06% |
| Q2 2023 | $3.6B | $2.9B | $1.9B | $243M | $6M | 0.75% | 11.05% | 2.34% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.