IncredibleBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.1B | $1.8B | $1.5B | $158M | $5M | 1.00% | 13.20% | 3.91% | 1.00% |
| Q4 2025 | $2.1B | $1.7B | $1.5B | $156M | $6M | 1.01% | 14.08% | 3.84% | 0.66% |
| Q3 2025 | $2.0B | $1.7B | $1.5B | $150M | $5M | 0.93% | 13.15% | 3.80% | 0.87% |
| Q2 2025 | $2.0B | $1.8B | $1.5B | $143M | $5M | 0.88% | 12.60% | 3.70% | 0.91% |
| Q1 2025 | $2.0B | $1.8B | $1.5B | $140M | $4M | 0.76% | 10.94% | 3.57% | 0.82% |
| Q4 2024 | $2.0B | $1.7B | $1.5B | $136M | $5M | 0.71% | 10.26% | 3.36% | 1.10% |
| Q3 2024 | $2.0B | $1.7B | $1.5B | $145M | $2M | 0.64% | 9.22% | 3.32% | 1.45% |
| Q2 2024 | $2.0B | $1.7B | $1.5B | $136M | $4M | 0.74% | 10.68% | 3.25% | 1.45% |
| Q1 2024 | $2.0B | $1.7B | $1.4B | $135M | $4M | 0.73% | 10.50% | 3.25% | 1.18% |
| Q4 2023 | $2.0B | $1.7B | $1.4B | $137M | $832K | 0.56% | 8.25% | 3.30% | 1.10% |
| Q3 2023 | $1.9B | $1.7B | $1.4B | $123M | $4M | 0.70% | 10.27% | 3.30% | 0.99% |
| Q2 2023 | $2.0B | $1.7B | $1.4B | $138M | $4M | 0.65% | 9.36% | 3.26% | 0.57% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.