Incommons Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $282M | $248M | $200M | $24M | $1M | 1.69% | 19.66% | 4.77% | 0.20% |
| Q4 2025 | $271M | $226M | $203M | $23M | $1M | 1.41% | 17.61% | 4.70% | 0.08% |
| Q3 2025 | $271M | $224M | $200M | $22M | $1M | 1.30% | 16.55% | 4.63% | 0.28% |
| Q2 2025 | $262M | $223M | $191M | $20M | $772K | 1.16% | 15.02% | 4.54% | 0.71% |
| Q1 2025 | $254M | $221M | $183M | $20M | $709K | 1.13% | 14.62% | 4.45% | 0.87% |
| Q4 2024 | $248M | $219M | $171M | $19M | $915K | 1.16% | 16.06% | 4.14% | 0.74% |
| Q3 2024 | $263M | $216M | $173M | $20M | $733K | 1.07% | 14.92% | 4.01% | 0.67% |
| Q2 2024 | $265M | $220M | $186M | $18M | $706K | 1.04% | 14.94% | 4.01% | 0.50% |
| Q1 2024 | $257M | $219M | $184M | $18M | $647K | 1.00% | 14.42% | 3.91% | 0.42% |
| Q4 2023 | $259M | $217M | $182M | $18M | $670K | 0.86% | 12.82% | 3.77% | 0.20% |
| Q3 2023 | $246M | $219M | $174M | $16M | $618K | 0.79% | 11.91% | 3.71% | 0.24% |
| Q2 2023 | $250M | $215M | $175M | $16M | $592K | 0.67% | 10.06% | 3.64% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.