BranchWatch

Horizon Financial Bank

Headquartered in Munich, ND. Part of Munich Bancshares, Inc. FDIC certificate #15598 · Federal Reserve RSSD 877350.

Total assets
$202M
Deposits
$180M
Q1 2026
Active branches
5
Closings since Jan 2020
0
1 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$468K
Return on assets
0.92%
Return on equity
8.68%
Noncurrent loan rate
2.04%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2021

Other network changes since 2020

  • 1 branch relocations

Branches by state

North Dakota 5

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.HorizonFinancialBank.com.