BranchWatch

Horatio State Bank

Headquartered in Horatio, AR. Part of Pioneer Bancshares, Inc. of Horatio, Ark. FDIC certificate #109 · Federal Reserve RSSD 458142.

Total assets
$312M
Deposits
$277M
Q1 2026
Active branches
3
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$765K
Return on assets
0.98%
Return on equity
9.03%
Noncurrent loan rate
1.36%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2022

Other network changes since 2020

  • 1 branch relocations

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.horatiostatebank.com.