Highlands Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $397M | $343M | $300M | $43M | $1M | 1.24% | 11.59% | 4.35% | 1.15% |
| Q4 2025 | $397M | $343M | $299M | $42M | $894K | 0.98% | 9.23% | 4.25% | 1.17% |
| Q3 2025 | $380M | $328M | $292M | $41M | $941K | 1.00% | 9.44% | 4.22% | 1.42% |
| Q2 2025 | $377M | $325M | $287M | $40M | $920K | 1.00% | 9.46% | 4.15% | 1.40% |
| Q1 2025 | $366M | $311M | $280M | $39M | $917K | 1.01% | 9.54% | 4.09% | 1.55% |
| Q4 2024 | $359M | $305M | $278M | $38M | $1M | 0.95% | 9.27% | 3.99% | 1.70% |
| Q3 2024 | $356M | $301M | $270M | $37M | $774K | 0.85% | 8.36% | 3.96% | 1.47% |
| Q2 2024 | $345M | $292M | $267M | $35M | $787K | 0.84% | 8.25% | 3.94% | 1.69% |
| Q1 2024 | $341M | $288M | $258M | $35M | $642K | 0.76% | 7.49% | 3.80% | 1.55% |
| Q4 2023 | $337M | $285M | $254M | $34M | $796K | 0.76% | 7.43% | 3.85% | 1.55% |
| Q3 2023 | $333M | $281M | $246M | $33M | $572K | 0.70% | 6.77% | 3.85% | 1.67% |
| Q2 2023 | $327M | $281M | $236M | $33M | $650K | 0.70% | 6.69% | 3.89% | 1.64% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.