Heritage Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $613M | $422M | $271M | $135M | $4M | 2.49% | 11.25% | 4.27% | 1.39% |
| Q4 2025 | $594M | $399M | $266M | $133M | $4M | 2.57% | 12.09% | 4.35% | 0.15% |
| Q3 2025 | $587M | $399M | $249M | $129M | $4M | 2.53% | 12.03% | 4.31% | 0.10% |
| Q2 2025 | $589M | $414M | $234M | $126M | $4M | 2.55% | 12.37% | 4.41% | 0.00% |
| Q1 2025 | $600M | $426M | $223M | $122M | $4M | 2.45% | 12.06% | 4.21% | 1.01% |
| Q4 2024 | $580M | $408M | $222M | $118M | $4M | 2.31% | 11.90% | 3.97% | 0.10% |
| Q3 2024 | $583M | $404M | $204M | $115M | $3M | 2.08% | 10.85% | 3.91% | 0.20% |
| Q2 2024 | $573M | $420M | $186M | $112M | $3M | 2.21% | 11.65% | 3.87% | 0.00% |
| Q1 2024 | $579M | $431M | $180M | $109M | $3M | 2.20% | 11.79% | 3.91% | 0.12% |
| Q4 2023 | $572M | $422M | $180M | $106M | $3M | 2.32% | 13.89% | 3.71% | 0.11% |
| Q3 2023 | $568M | $413M | $161M | $102M | $3M | 2.35% | 14.43% | 3.70% | 0.00% |
| Q2 2023 | $602M | $443M | $146M | $99M | $4M | 2.38% | 15.13% | 3.64% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.