Heritage Bank of Commerce quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.7B | $4.8B | $3.6B | $714M | $-1758K | -0.12% | -0.97% | 3.91% | 0.10% |
| Q4 2025 | $5.8B | $4.9B | $3.6B | $734M | $16M | 0.94% | 7.29% | 3.68% | 0.08% |
| Q3 2025 | $5.6B | $4.8B | $3.5B | $725M | $16M | 0.87% | 6.73% | 3.60% | 0.10% |
| Q2 2025 | $5.5B | $4.6B | $3.5B | $717M | $8M | 0.74% | 5.71% | 3.54% | 0.17% |
| Q1 2025 | $5.5B | $4.7B | $3.4B | $716M | $13M | 0.92% | 7.19% | 3.46% | 0.18% |
| Q4 2024 | $5.6B | $4.8B | $3.4B | $709M | $12M | 0.84% | 6.48% | 3.35% | 0.22% |
| Q3 2024 | $5.5B | $4.7B | $3.4B | $705M | $12M | 0.84% | 6.40% | 3.31% | 0.21% |
| Q2 2024 | $5.3B | $4.5B | $3.3B | $698M | $10M | 0.83% | 6.27% | 3.35% | 0.18% |
| Q1 2024 | $5.3B | $4.5B | $3.3B | $695M | $11M | 0.87% | 6.55% | 3.39% | 0.24% |
| Q4 2023 | $5.2B | $4.4B | $3.3B | $691M | $14M | 1.29% | 10.23% | 3.79% | 0.23% |
| Q3 2023 | $5.4B | $4.6B | $3.2B | $680M | $17M | 1.35% | 10.86% | 3.86% | 0.17% |
| Q2 2023 | $5.3B | $4.5B | $3.2B | $671M | $17M | 1.40% | 11.31% | 3.94% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.