Heritage Bank Minnesota quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $123M | $108M | $95M | $7M | $228K | 0.76% | 12.44% | 3.68% | 0.42% |
| Q4 2025 | $118M | $105M | $96M | $7M | $63K | 0.67% | 10.81% | 3.80% | 0.39% |
| Q3 2025 | $114M | $101M | $92M | $7M | $275K | 0.83% | 13.41% | 3.77% | 1.17% |
| Q2 2025 | $112M | $102M | $87M | $7M | $189K | 0.74% | 12.15% | 3.66% | 0.74% |
| Q1 2025 | $105M | $95M | $82M | $7M | $207K | 0.80% | 12.76% | 3.74% | 0.34% |
| Q4 2024 | $103M | $87M | $80M | $6M | $-46K | 0.52% | 8.41% | 3.57% | 0.60% |
| Q3 2024 | $103M | $90M | $80M | $7M | $205K | 0.76% | 12.20% | 3.49% | 0.35% |
| Q2 2024 | $102M | $84M | $79M | $6M | $193K | 0.74% | 12.09% | 3.44% | 0.36% |
| Q1 2024 | $102M | $84M | $78M | $6M | $180K | 0.71% | 11.73% | 3.37% | 0.41% |
| Q4 2023 | $100M | $81M | $78M | $6M | $99K | 0.47% | 7.79% | 3.80% | 0.78% |
| Q3 2023 | $95M | $85M | $73M | $5M | $102K | 0.49% | 8.22% | 3.89% | 0.46% |
| Q2 2023 | $94M | $83M | $69M | $6M | $113K | 0.52% | 8.51% | 3.94% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.