Heritage Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $8.5B | $7.3B | $5.7B | $1.1B | $22M | 1.15% | 8.66% | 4.07% | 0.26% |
| Q4 2025 | $7.0B | $5.9B | $4.7B | $933M | $24M | 1.07% | 8.30% | 3.63% | 0.44% |
| Q3 2025 | $7.0B | $5.9B | $4.7B | $916M | $21M | 0.96% | 7.58% | 3.57% | 0.44% |
| Q2 2025 | $7.1B | $5.8B | $4.7B | $904M | $14M | 0.84% | 6.68% | 3.50% | 0.39% |
| Q1 2025 | $7.1B | $5.8B | $4.7B | $896M | $16M | 0.89% | 7.10% | 3.45% | 0.09% |
| Q4 2024 | $7.1B | $5.7B | $4.7B | $878M | $14M | 0.71% | 5.77% | 3.37% | 0.11% |
| Q3 2024 | $7.1B | $5.7B | $4.6B | $891M | $13M | 0.68% | 5.60% | 3.34% | 0.23% |
| Q2 2024 | $7.1B | $5.5B | $4.5B | $865M | $16M | 0.66% | 5.43% | 3.31% | 0.18% |
| Q1 2024 | $7.1B | $5.5B | $4.4B | $864M | $7M | 0.42% | 3.47% | 3.31% | 0.17% |
| Q4 2023 | $7.2B | $5.6B | $4.3B | $856M | $8M | 0.96% | 8.28% | 3.62% | 0.13% |
| Q3 2023 | $7.1B | $5.6B | $4.2B | $817M | $20M | 1.13% | 9.85% | 3.68% | 0.12% |
| Q2 2023 | $7.1B | $5.6B | $4.2B | $822M | $19M | 1.14% | 9.92% | 3.72% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.