Heartland Bank and Trust Company
Headquartered in Bloomington, IL. Part of Hbt Financial, Inc. FDIC certificate #20369 · Federal Reserve RSSD 426534.
Total assets
$6.8B
Deposits
$5.8B
Q1 2026
Active branches
87
Closings since Jan 2020
13
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$16M
Return on assets
1.08%
Return on equity
8.47%
Noncurrent loan rate
0.28%
Deposits by year (Summary of Deposits)
22019
32020
32021
42022
42023
42024
42025
Values in $ billions, June 30 of each year.
Closings by year
12020
82021
12023
22024
12026
Openings by year
12021
12022
Other network changes since 2020
- 5 branch relocations
- 38 branches acquired through purchases or mergers
Branches by state
Recent closings
- 220 E VAN BUREN ST · closed February 28, 2026
- 303 PULASKI ST · closed March 22, 2024
- 508 BROADWAY ST · closed March 22, 2024
- 404 N HERSHEY RD · closed April 21, 2023
- 59 FOURTH STREET NORTH · closed December 5, 2021
- Heartland Bank and Trust Company — Cedar Rapids, IAbank exits city320 3RD ST SE · closed December 4, 2021
- 21 GLETTY ROAD · closed September 10, 2021
- Heartland Bank and Trust Company — Mackinaw, ILbank exits city116 SOUTH MAIN STREET · closed September 10, 2021
- 430 EAST MISSISSIPPI AVE · closed September 10, 2021
- Heartland Bank and Trust Company — Delavan, ILbank exits city418 LOCUST STREET · closed September 10, 2021
- Heartland Bank and Trust Company — Gurnee, ILbank exits city36044 NORTH BROOKSIDE DRIVE · closed September 10, 2021
- 825 MALERICH DRIVE · closed May 28, 2021
- 45 NORTH FAYETTE STREET · closed June 30, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.hbtbank.com.