HarborOne Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $5.6B | $4.5B | $4.7B | $545M | $4M | 0.44% | 4.64% | 2.50% | 1.18% |
| Q2 2025 | $5.6B | $4.5B | $4.7B | $540M | $9M | 0.51% | 5.36% | 2.47% | 0.69% |
| Q1 2025 | $5.7B | $4.6B | $4.8B | $539M | $6M | 0.39% | 4.17% | 2.39% | 0.64% |
| Q4 2024 | $5.8B | $4.6B | $4.8B | $538M | $9M | 0.48% | 5.16% | 2.37% | 0.60% |
| Q3 2024 | $5.8B | $4.6B | $4.9B | $542M | $4M | 0.43% | 4.64% | 2.36% | 0.58% |
| Q2 2024 | $5.8B | $4.5B | $4.8B | $532M | $7M | 0.51% | 5.55% | 2.34% | 0.20% |
| Q1 2024 | $5.9B | $4.4B | $4.7B | $526M | $7M | 0.51% | 5.56% | 2.31% | 0.25% |
| Q4 2023 | $5.7B | $4.4B | $4.7B | $526M | $-6203K | 0.33% | 3.31% | 2.54% | 0.37% |
| Q3 2023 | $5.7B | $4.5B | $4.7B | $557M | $9M | 0.59% | 5.85% | 2.60% | 0.40% |
| Q2 2023 | $5.7B | $4.3B | $4.7B | $561M | $8M | 0.56% | 5.57% | 2.67% | 0.43% |
| Q1 2023 | $5.6B | $4.3B | $4.6B | $560M | $8M | 0.56% | 5.52% | 2.79% | 0.26% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.