Happen Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $11.8B | $10.3B | $6.5B | $1.4B | $51M | 1.75% | 15.29% | 6.40% | 0.90% |
| Q4 2025 | $11.5B | $9.9B | $6.2B | $1.3B | $39M | 1.22% | 10.81% | 6.14% | 0.96% |
| Q3 2025 | $11.0B | $9.5B | $5.8B | $1.3B | $43M | 1.17% | 10.35% | 6.15% | 0.95% |
| Q2 2025 | $10.7B | $9.3B | $5.8B | $1.2B | $37M | 0.94% | 8.41% | 6.13% | 0.98% |
| Q1 2025 | $10.3B | $9.0B | $5.5B | $1.2B | $12M | 0.46% | 4.14% | 6.07% | 1.08% |
| Q4 2024 | $10.5B | $9.1B | $5.5B | $1.2B | $10M | 0.49% | 4.38% | 5.81% | 1.34% |
| Q3 2024 | $10.8B | $9.5B | $6.0B | $1.1B | $15M | 0.53% | 4.74% | 5.79% | 1.13% |
| Q2 2024 | $9.4B | $8.2B | $5.1B | $1.1B | $13M | 0.52% | 4.47% | 5.86% | 1.25% |
| Q1 2024 | $9.1B | $7.6B | $5.2B | $1.0B | $11M | 0.49% | 4.18% | 5.85% | 0.85% |
| Q4 2023 | $8.6B | $7.4B | $5.2B | $1.0B | $7M | 0.42% | 3.55% | 7.24% | 0.90% |
| Q3 2023 | $8.2B | $7.1B | $5.6B | $989M | $2M | 0.46% | 3.86% | 7.50% | 1.02% |
| Q2 2023 | $8.0B | $6.9B | $5.8B | $985M | $13M | 0.65% | 5.50% | 7.71% | 1.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.