Hamlin Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $496M | $389M | $299M | $98M | $1M | 1.08% | 5.41% | 3.49% | 0.77% |
| Q4 2025 | $482M | $373M | $300M | $97M | $2M | 1.52% | 7.47% | 3.49% | 1.11% |
| Q3 2025 | $458M | $357M | $295M | $94M | $3M | 1.50% | 7.38% | 3.49% | 1.24% |
| Q2 2025 | $450M | $351M | $289M | $90M | $3M | 0.99% | 4.90% | 3.48% | 1.20% |
| Q1 2025 | $442M | $347M | $289M | $89M | $-571K | -0.52% | -2.57% | 3.45% | 0.99% |
| Q4 2024 | $436M | $333M | $288M | $89M | $2M | 1.30% | 6.47% | 3.38% | 1.15% |
| Q3 2024 | $431M | $328M | $283M | $89M | $3M | 1.24% | 6.20% | 3.37% | 1.25% |
| Q2 2024 | $420M | $322M | $277M | $83M | $613K | 0.26% | 1.33% | 3.38% | 1.02% |
| Q1 2024 | $422M | $319M | $276M | $85M | $-52K | -0.05% | -0.24% | 3.33% | 1.05% |
| Q4 2023 | $438M | $323M | $272M | $86M | $6M | 0.88% | 4.66% | 3.70% | 1.10% |
| Q3 2023 | $425M | $328M | $265M | $78M | $121K | -0.57% | -3.04% | 3.79% | 1.09% |
| Q2 2023 | $422M | $338M | $255M | $79M | $478K | -0.91% | -4.79% | 3.85% | 1.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.