Gulfside Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $362M | $314M | $239M | $34M | $1M | 1.25% | 12.97% | 3.74% | 0.02% |
| Q4 2025 | $321M | $274M | $229M | $32M | $1M | 1.27% | 13.90% | 3.85% | 0.02% |
| Q3 2025 | $337M | $294M | $230M | $30M | $1M | 1.20% | 13.44% | 3.81% | 0.06% |
| Q2 2025 | $316M | $284M | $225M | $29M | $981K | 1.18% | 13.32% | 3.92% | 0.06% |
| Q1 2025 | $320M | $290M | $219M | $28M | $849K | 1.11% | 12.62% | 3.84% | 0.06% |
| Q4 2024 | $292M | $263M | $213M | $26M | $870K | 1.26% | 14.69% | 3.75% | 0.07% |
| Q3 2024 | $281M | $253M | $199M | $26M | $1M | 1.28% | 15.11% | 3.69% | 0.00% |
| Q2 2024 | $283M | $258M | $192M | $24M | $938K | 1.16% | 14.09% | 3.65% | 0.00% |
| Q1 2024 | $293M | $269M | $190M | $23M | $694K | 0.99% | 12.24% | 3.45% | 0.00% |
| Q4 2023 | $269M | $245M | $183M | $22M | $638K | 0.98% | 13.11% | 3.55% | 0.00% |
| Q3 2023 | $277M | $255M | $177M | $20M | $787K | 0.99% | 13.66% | 3.59% | 0.00% |
| Q2 2023 | $287M | $265M | $171M | $21M | $729K | 0.92% | 12.71% | 3.56% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.