Gulf Coast Bank and Trust Company
Gulf Coast Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.7B | $3.2B | $2.6B | $315M | $8M | 0.91% | 10.64% | 6.91% | 1.74% |
| Q4 2025 | $3.6B | $3.2B | $2.5B | $311M | $8M | 1.15% | 13.84% | 7.19% | 1.38% |
| Q3 2025 | $3.5B | $3.0B | $2.5B | $302M | $9M | 1.23% | 14.89% | 7.19% | 1.75% |
| Q2 2025 | $3.5B | $3.1B | $2.5B | $292M | $12M | 1.30% | 16.00% | 7.09% | 2.31% |
| Q1 2025 | $3.4B | $3.0B | $2.4B | $279M | $10M | 1.18% | 14.63% | 6.95% | 2.45% |
| Q4 2024 | $3.4B | $2.9B | $2.4B | $266M | $-5605K | 0.23% | 2.81% | 7.21% | 2.21% |
| Q3 2024 | $3.3B | $2.8B | $2.4B | $279M | $7M | 0.54% | 6.55% | 7.23% | 2.86% |
| Q2 2024 | $3.3B | $2.9B | $2.4B | $265M | $4M | 0.40% | 4.94% | 7.25% | 2.06% |
| Q1 2024 | $3.2B | $2.8B | $2.2B | $263M | $3M | 0.36% | 4.32% | 7.19% | 2.09% |
| Q4 2023 | $3.1B | $2.7B | $2.2B | $261M | $2M | 0.85% | 10.68% | 7.39% | 2.00% |
| Q3 2023 | $3.0B | $2.5B | $2.2B | $249M | $9M | 1.06% | 13.48% | 7.40% | 2.36% |
| Q2 2023 | $3.0B | $2.6B | $2.1B | $242M | $9M | 1.00% | 12.80% | 7.21% | 1.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.