Guaranty State Bank and Trust Company
Guaranty State Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $386M | $333M | $250M | $38M | $1M | 1.28% | 12.96% | 3.17% | 0.77% |
| Q4 2025 | $390M | $330M | $269M | $39M | $607K | 0.94% | 9.92% | 3.14% | 0.74% |
| Q3 2025 | $377M | $307M | $253M | $38M | $710K | 1.05% | 11.19% | 3.12% | 0.69% |
| Q2 2025 | $375M | $310M | $252M | $36M | $1M | 1.19% | 13.06% | 3.12% | 0.73% |
| Q1 2025 | $375M | $310M | $243M | $34M | $957K | 1.01% | 11.39% | 2.95% | 0.77% |
| Q4 2024 | $383M | $305M | $259M | $33M | $660K | 0.74% | 8.45% | 2.94% | 0.69% |
| Q3 2024 | $386M | $302M | $255M | $35M | $389K | 0.76% | 8.61% | 2.90% | 1.08% |
| Q2 2024 | $370M | $298M | $245M | $33M | $867K | 0.94% | 10.84% | 3.06% | 0.23% |
| Q1 2024 | $363M | $307M | $238M | $31M | $868K | 0.94% | 10.98% | 3.12% | 0.31% |
| Q4 2023 | $377M | $313M | $245M | $32M | $909K | 0.77% | 9.75% | 3.01% | 0.21% |
| Q3 2023 | $371M | $296M | $242M | $27M | $579K | 0.71% | 9.05% | 3.01% | 0.56% |
| Q2 2023 | $363M | $293M | $230M | $29M | $663K | 0.75% | 9.37% | 3.03% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.