Guaranty Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.4B | $1.8B | $1.9B | $394M | $7M | 1.23% | 7.56% | 3.10% | 0.83% |
| Q4 2025 | $2.4B | $1.8B | $1.8B | $392M | $7M | 1.00% | 6.12% | 2.86% | 0.87% |
| Q3 2025 | $2.4B | $1.8B | $1.9B | $390M | $8M | 0.96% | 5.86% | 2.78% | 1.02% |
| Q2 2025 | $2.4B | $1.9B | $1.8B | $389M | $5M | 0.78% | 4.74% | 2.73% | 0.69% |
| Q1 2025 | $2.3B | $1.8B | $1.8B | $385M | $4M | 0.71% | 4.35% | 2.68% | 0.64% |
| Q4 2024 | $2.3B | $1.8B | $1.8B | $382M | $5M | 1.12% | 7.09% | 2.77% | 0.66% |
| Q3 2024 | $2.4B | $1.8B | $1.8B | $379M | $8M | 1.19% | 7.59% | 2.73% | 0.37% |
| Q2 2024 | $2.4B | $1.8B | $1.8B | $368M | $8M | 1.14% | 7.36% | 2.68% | 0.32% |
| Q1 2024 | $2.3B | $1.7B | $1.8B | $359M | $5M | 0.87% | 5.60% | 2.68% | 0.22% |
| Q4 2023 | $2.3B | $1.8B | $1.7B | $356M | $8M | 1.15% | 7.46% | 2.96% | 0.43% |
| Q3 2023 | $2.2B | $1.7B | $1.7B | $340M | $7M | 1.06% | 6.91% | 3.00% | 0.51% |
| Q2 2023 | $2.2B | $1.7B | $1.7B | $338M | $5M | 0.98% | 6.33% | 3.08% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.