Guaranty Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $3.1B | $2.7B | $2.1B | $345M | $3M | 0.98% | 8.58% | 3.89% | 0.75% |
| Q2 2025 | $3.1B | $2.7B | $2.1B | $363M | $11M | 1.29% | 11.21% | 3.81% | 0.48% |
| Q1 2025 | $3.2B | $2.7B | $2.1B | $358M | $9M | 1.20% | 10.48% | 3.75% | 0.23% |
| Q4 2024 | $3.1B | $2.7B | $2.1B | $359M | $11M | 1.10% | 9.73% | 3.49% | 0.17% |
| Q3 2024 | $3.1B | $2.7B | $2.1B | $356M | $8M | 1.01% | 8.98% | 3.41% | 0.24% |
| Q2 2024 | $3.1B | $2.6B | $2.2B | $352M | $8M | 0.99% | 8.91% | 3.38% | 0.28% |
| Q1 2024 | $3.1B | $2.6B | $2.2B | $342M | $8M | 0.95% | 8.66% | 3.33% | 0.27% |
| Q4 2023 | $3.2B | $2.6B | $2.3B | $351M | $7M | 1.02% | 9.56% | 3.31% | 0.24% |
| Q3 2023 | $3.2B | $2.7B | $2.3B | $345M | $7M | 1.08% | 10.20% | 3.31% | 0.12% |
| Q2 2023 | $3.2B | $2.6B | $2.3B | $356M | $10M | 1.18% | 11.18% | 3.34% | 0.15% |
| Q1 2023 | $3.4B | $2.6B | $2.3B | $348M | $9M | 1.07% | 10.48% | 3.32% | 0.56% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.