Guaranty Bank and Trust Company
Guaranty Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.0B | $2.7B | $2.1B | $333M | $7M | 0.91% | 8.12% | 4.09% | 1.92% |
| Q4 2025 | $2.9B | $2.6B | $2.0B | $332M | $8M | 1.10% | 10.13% | 4.04% | 2.32% |
| Q3 2025 | $3.0B | $2.4B | $2.0B | $324M | $8M | 1.10% | 10.28% | 4.01% | 1.84% |
| Q2 2025 | $2.8B | $2.4B | $2.0B | $316M | $8M | 1.12% | 10.48% | 3.97% | 1.86% |
| Q1 2025 | $2.9B | $2.4B | $2.0B | $309M | $8M | 1.08% | 10.31% | 3.85% | 1.92% |
| Q4 2024 | $2.9B | $2.3B | $2.0B | $297M | $7M | 0.88% | 8.60% | 3.43% | 1.50% |
| Q3 2024 | $2.9B | $2.3B | $1.9B | $301M | $6M | 0.84% | 8.21% | 3.24% | 1.49% |
| Q2 2024 | $2.6B | $2.1B | $1.7B | $262M | $6M | 0.88% | 8.70% | 3.51% | 1.41% |
| Q1 2024 | $2.5B | $2.1B | $1.7B | $259M | $5M | 0.85% | 8.42% | 3.58% | 1.35% |
| Q4 2023 | $2.5B | $1.9B | $1.6B | $253M | $7M | 1.05% | 11.00% | 3.43% | 0.78% |
| Q3 2023 | $2.1B | $1.7B | $1.3B | $188M | $5M | 1.02% | 10.91% | 3.33% | 0.43% |
| Q2 2023 | $2.0B | $1.6B | $1.2B | $187M | $6M | 1.00% | 10.51% | 3.47% | 0.46% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.