BranchWatch

GS&L Municipal Bank

Headquartered in Gouverneur, NY. Part of Gouverneur Bancorp, Inc. FDIC certificate #59312 · Federal Reserve RSSD 5784921.

Total assets
$37M
Deposits
$22M
Q1 2026
Active branches
4
Closings since Jan 2020
1
4 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$181K
Return on assets
1.90%
Return on equity
4.87%
Noncurrent loan rate
0.00%

Deposits by year (Summary of Deposits)

0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

3
2022
1
2025

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits.