Great Oaks Bank
Headquartered in Richmond Hill, GA. Part of Great Oaks Financial Holdings Inc. FDIC certificate #16780 · Federal Reserve RSSD 364131.
Total assets
$424M
Deposits
$378M
Q1 2026
Active branches
6
Closings since Jan 2020
1
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$1M
Return on assets
1.37%
Return on equity
14.21%
Noncurrent loan rate
0.03%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12020
Openings by year
12020
12022
Other network changes since 2020
- 2 branch relocations
- June 30, 2020: legal name changed from “Citizens Bank & Trust Company” to “Great Oaks Bank”
Branches by state
Recent closings
- 42 TOWN CENTER DR · closed November 9, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.greatoaks.bank.