Granite Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $347M | $297M | $307M | $30M | $1M | 1.17% | 13.60% | 4.65% | 1.45% |
| Q4 2025 | $351M | $292M | $309M | $30M | $629K | 0.94% | 10.64% | 4.37% | 0.71% |
| Q3 2025 | $341M | $296M | $297M | $30M | $928K | 1.01% | 11.39% | 4.35% | 0.52% |
| Q2 2025 | $328M | $273M | $285M | $29M | $928K | 0.96% | 10.73% | 4.25% | 0.42% |
| Q1 2025 | $308M | $273M | $269M | $28M | $581K | 0.76% | 8.42% | 4.29% | 0.49% |
| Q4 2024 | $306M | $255M | $265M | $27M | $799K | 0.79% | 8.70% | 3.95% | 0.41% |
| Q3 2024 | $302M | $256M | $260M | $27M | $1M | 0.69% | 7.67% | 3.86% | 0.19% |
| Q2 2024 | $293M | $252M | $253M | $26M | $362K | 0.29% | 3.23% | 3.63% | 1.23% |
| Q1 2024 | $294M | $255M | $255M | $26M | $66K | 0.09% | 0.99% | 3.57% | 1.20% |
| Q4 2023 | $292M | $239M | $253M | $27M | $163K | 0.55% | 5.83% | 4.26% | 0.35% |
| Q3 2023 | $278M | $226M | $243M | $26M | $429K | 0.66% | 7.03% | 4.30% | 0.18% |
| Q2 2023 | $270M | $212M | $231M | $24M | $421K | 0.68% | 7.13% | 4.16% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.