Gainey Business Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $103M | $94M | $92M | $8M | $-160K | -0.62% | -8.06% | 4.53% | 0.07% |
| Q4 2025 | $104M | $94M | $87M | $8M | $-396K | -2.06% | -17.37% | 4.60% | 0.30% |
| Q3 2025 | $79M | $70M | $67M | $8M | $-288K | -2.26% | -16.69% | 4.75% | 0.38% |
| Q2 2025 | $68M | $59M | $60M | $8M | $-321K | -2.71% | -18.11% | 4.71% | 0.43% |
| Q1 2025 | $55M | $39M | $51M | $9M | $-471K | -3.52% | -21.18% | 4.70% | 0.00% |
| Q4 2024 | $52M | $37M | $44M | $9M | $-973K | -6.04% | -25.89% | 4.40% | 0.00% |
| Q3 2024 | $43M | $31M | $34M | $10M | $-537K | -5.36% | -21.36% | 4.32% | 0.00% |
| Q2 2024 | $41M | $29M | $34M | $10M | $-608K | -5.53% | -21.44% | 4.13% | 0.00% |
| Q1 2024 | $47M | $35M | $27M | $11M | $-568K | -5.25% | -20.17% | 3.87% | 0.00% |
| Q4 2023 | $40M | $27M | $24M | $12M | $-797K | -10.23% | -24.13% | 4.55% | 0.00% |
| Q3 2023 | $31M | $17M | $22M | $12M | $-914K | -10.99% | -23.35% | 4.27% | 0.00% |
| Q2 2023 | $27M | $12M | $13M | $13M | $-810K | -10.32% | -20.77% | 3.91% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.