BranchWatch

FNBT BANK

Headquartered in Fort Walton Beach, FL. Part of Southern National Banks, Inc. FDIC certificate #17580 · Federal Reserve RSSD 697231.

Total assets
$654M
Deposits
$583M
Q1 2026
Active branches
11
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.54%
Return on equity
14.55%
Noncurrent loan rate
0.01%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.FNBT.com.