Florida Capital Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $714M | $641M | $510M | $69M | $2M | 1.14% | 11.48% | 4.45% | 0.18% |
| Q4 2025 | $652M | $581M | $493M | $67M | $1M | 1.04% | 10.43% | 3.92% | 0.19% |
| Q3 2025 | $648M | $578M | $494M | $66M | $2M | 1.16% | 11.76% | 3.99% | 0.22% |
| Q2 2025 | $655M | $586M | $505M | $64M | $2M | 1.26% | 12.91% | 4.07% | 0.38% |
| Q1 2025 | $610M | $543M | $477M | $63M | $2M | 1.54% | 15.73% | 4.14% | 0.48% |
| Q4 2024 | $646M | $582M | $458M | $60M | $1M | 0.72% | 6.87% | 3.69% | 0.53% |
| Q3 2024 | $559M | $465M | $478M | $59M | $379K | 0.73% | 6.73% | 3.93% | 0.28% |
| Q2 2024 | $556M | $442M | $473M | $59M | $1M | 0.97% | 8.86% | 4.12% | 0.30% |
| Q1 2024 | $521M | $451M | $440M | $58M | $1M | 1.13% | 10.08% | 4.45% | 0.35% |
| Q4 2023 | $495M | $433M | $415M | $56M | $486K | 0.48% | 3.90% | 3.89% | 0.32% |
| Q3 2023 | $496M | $350M | $402M | $55M | $614K | 0.50% | 4.06% | 4.08% | 0.26% |
| Q2 2023 | $522M | $367M | $407M | $55M | $269K | 0.51% | 3.93% | 4.36% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.