FlatIrons Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $359M | $326M | $254M | $28M | $1M | 1.50% | 19.38% | 3.74% | 0.00% |
| Q4 2025 | $360M | $327M | $243M | $27M | $1M | 1.20% | 17.25% | 3.80% | 0.00% |
| Q3 2025 | $354M | $323M | $245M | $26M | $1M | 1.12% | 16.51% | 3.76% | 0.00% |
| Q2 2025 | $387M | $359M | $253M | $24M | $718K | 0.93% | 14.23% | 3.74% | 0.00% |
| Q1 2025 | $346M | $318M | $254M | $24M | $948K | 1.11% | 16.36% | 3.57% | 1.20% |
| Q4 2024 | $340M | $313M | $257M | $23M | $954K | 0.91% | 13.32% | 3.18% | 0.83% |
| Q3 2024 | $331M | $281M | $263M | $24M | $1M | 0.83% | 12.15% | 3.06% | 0.39% |
| Q2 2024 | $345M | $294M | $271M | $22M | $482K | 0.62% | 9.27% | 2.87% | 0.42% |
| Q1 2024 | $321M | $272M | $251M | $22M | $536K | 0.67% | 9.77% | 2.73% | 0.37% |
| Q4 2023 | $319M | $263M | $249M | $22M | $426K | 0.55% | 8.54% | 2.79% | 0.28% |
| Q3 2023 | $312M | $250M | $244M | $19M | $407K | 0.55% | 8.77% | 2.81% | 0.28% |
| Q2 2023 | $311M | $259M | $242M | $20M | $440K | 0.57% | 8.95% | 2.80% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.