First United Bank & Trust
Headquartered in Oakland, MD. Part of First United Corporation. FDIC certificate #4857 · Federal Reserve RSSD 61122.
Total assets
$2.0B
Deposits
$1.8B
Q1 2026
Active branches
23
Closings since Jan 2020
5
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$7M
Return on assets
1.35%
Return on equity
13.14%
Noncurrent loan rate
0.31%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
42024
12025
Openings by year
12022
22025
Other network changes since 2020
- 2 branch relocations
Branches by state
Recent closings
- 7 CHAPLIN RD · closed December 12, 2025
- First United Bank & Trust — Bridgeport, WVbank exits city22 SWEETBRIER LN · closed February 29, 2024
- 150 S EAST ST · closed February 29, 2024
- 1501 E OLDTOWN RD · closed February 29, 2024
- 11 CHEAT LNDG · closed February 29, 2024
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mybank.com.