BranchWatch

First State Bank of the Ozarks

First State Bank of the Ozarks quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$243M$215M$171M$19M$733K1.22%15.71%4.30%2.05%
Q4 2025$239M$212M$160M$18M$786K1.31%18.20%4.08%1.13%
Q3 2025$240M$214M$155M$18M$685K1.31%18.48%3.99%1.64%
Q2 2025$237M$212M$152M$17M$959K1.39%19.96%3.95%1.39%
Q1 2025$238M$213M$146M$16M$682K1.16%16.88%3.85%1.96%
Q4 2024$233M$208M$152M$16M$877K1.80%26.18%4.31%0.86%
Q3 2024$239M$214M$148M$17M$2M1.90%27.60%4.39%0.73%
Q2 2024$229M$206M$150M$15M$634K1.49%21.84%3.95%1.28%
Q1 2024$218M$195M$147M$15M$999K1.87%26.88%4.03%1.48%
Q4 2023$209M$187M$153M$15M$659K1.45%22.00%4.26%0.99%
Q3 2023$207M$186M$149M$14M$722K1.52%23.28%4.33%1.05%
Q2 2023$211M$178M$161M$14M$750K1.58%24.33%4.39%0.85%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.