First State Bank
Headquartered in Key West, FL. Part of First State Bank of the Florida Keys Holding Company. FDIC certificate #17509 · Federal Reserve RSSD 191935.
Total assets
$1.2B
Deposits
$1.1B
Q1 2026
Active branches
9
Closings since Jan 2020
3
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
0.53%
Return on equity
5.94%
Noncurrent loan rate
0.15%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12022
22024
Other network changes since 2020
- March 1, 2026: legal name changed from “First State Bank of the Florida Keys” to “First State Bank”
Branches by state
Recent closings
- First State Bank of the Florida Keys — Summerland Key, FLbank exits cityno other active branch recorded in city24794 OVERSEAS HWY · closed July 3, 2024
- 2778 N ROOSEVELT BLVD · closed March 21, 2024
- 444 WHITEHEAD STREET · closed August 1, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: keysbank.com.