BranchWatch

First Southern Bank

Headquartered in Columbia, MS. Part of First Federal Bancorp. FDIC certificate #31158 · Federal Reserve RSSD 954671.

Total assets
$309M
Deposits
$264M
Q1 2026
Active branches
6
Closings since Jan 2020
0
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$1M
Return on assets
1.90%
Return on equity
18.77%
Noncurrent loan rate
0.02%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 1 branch relocations

Branches by state

Mississippi 6

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fsb-ms.com.