BranchWatch

First Security Bank and Trust Company

Headquartered in Charles City, IA. Part of Cedar Valley Bankshares, Ltd. FDIC certificate #1852 · Federal Reserve RSSD 894544.

Total assets
$550M
Deposits
$478M
Q1 2026
Active branches
8
Closings since Jan 2020
6
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$650K
Return on assets
0.47%
Return on equity
4.71%
Noncurrent loan rate
0.18%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
1
2022
1
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

3
2022
3
2026

Other network changes since 2020

  • 1 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.1stsecurity.bank.