First Neighborhood Bank
Headquartered in Spencer, WV. Part of West-Central Bancorp, Inc. FDIC certificate #6800 · Federal Reserve RSSD 911339.
Total assets
$161M
Deposits
$145M
Q1 2026
Active branches
1
Closings since Jan 2020
0
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$99K
Return on assets
0.25%
Return on equity
2.79%
Noncurrent loan rate
0.13%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Openings by year
12021
12026
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www,firstneighborhoodbank.com.