First National Bank & Trust Co.
First National Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $414M | $356M | $206M | $36M | $858K | 0.83% | 9.64% | 3.71% | 3.41% |
| Q4 2025 | $412M | $355M | $206M | $35M | $884K | 0.73% | 9.30% | 3.51% | 3.54% |
| Q3 2025 | $417M | $362M | $205M | $34M | $905K | 0.69% | 8.96% | 3.42% | 3.41% |
| Q2 2025 | $397M | $343M | $202M | $32M | $640K | 0.59% | 7.87% | 3.36% | 4.04% |
| Q1 2025 | $405M | $353M | $195M | $30M | $556K | 0.55% | 7.53% | 3.27% | 3.48% |
| Q4 2024 | $410M | $360M | $193M | $29M | $474K | 0.53% | 8.32% | 3.05% | 3.52% |
| Q3 2024 | $422M | $366M | $192M | $30M | $587K | 0.55% | 8.88% | 3.01% | 3.42% |
| Q2 2024 | $401M | $343M | $194M | $26M | $598K | 0.55% | 9.23% | 2.97% | 3.26% |
| Q1 2024 | $420M | $339M | $192M | $24M | $541K | 0.51% | 8.93% | 2.89% | 3.27% |
| Q4 2023 | $425M | $345M | $191M | $24M | $735K | 0.42% | 8.00% | 2.98% | 0.88% |
| Q3 2023 | $419M | $343M | $189M | $20M | $600K | 0.32% | 6.28% | 2.97% | 0.70% |
| Q2 2023 | $402M | $329M | $188M | $20M | $54K | 0.19% | 3.58% | 2.95% | 0.78% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.