First Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $21.0B | $16.5B | $15.5B | $2.7B | $33M | 0.66% | 5.14% | 3.38% | 0.60% |
| Q4 2025 | $19.0B | $15.3B | $13.6B | $2.5B | $60M | 1.27% | 9.95% | 3.21% | 0.53% |
| Q3 2025 | $18.8B | $14.9B | $13.4B | $2.4B | $59M | 1.27% | 10.01% | 3.19% | 0.50% |
| Q2 2025 | $18.6B | $14.9B | $13.1B | $2.3B | $59M | 1.27% | 10.03% | 3.19% | 0.54% |
| Q1 2025 | $18.4B | $14.5B | $12.8B | $2.3B | $58M | 1.25% | 9.90% | 3.17% | 0.66% |
| Q4 2024 | $18.3B | $14.6B | $12.7B | $2.3B | $67M | 1.16% | 9.33% | 3.20% | 0.62% |
| Q3 2024 | $18.3B | $14.4B | $12.5B | $2.3B | $52M | 1.06% | 8.56% | 3.17% | 0.58% |
| Q2 2024 | $18.3B | $14.6B | $12.5B | $2.2B | $43M | 1.03% | 8.31% | 3.15% | 0.50% |
| Q1 2024 | $18.3B | $15.0B | $12.3B | $2.3B | $51M | 1.12% | 9.05% | 3.14% | 0.52% |
| Q4 2023 | $18.3B | $14.9B | $12.3B | $2.3B | $46M | 1.31% | 10.77% | 3.41% | 0.43% |
| Q3 2023 | $18.0B | $14.7B | $12.1B | $2.1B | $59M | 1.40% | 11.66% | 3.47% | 0.43% |
| Q2 2023 | $18.0B | $14.7B | $12.1B | $2.2B | $64M | 1.45% | 12.01% | 3.53% | 0.57% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.