First Lockhart Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $409M | $368M | $301M | $38M | $675K | 0.67% | 7.22% | 4.19% | 0.10% |
| Q4 2025 | $398M | $358M | $300M | $37M | $884K | 0.80% | 8.75% | 4.23% | 0.10% |
| Q3 2025 | $386M | $347M | $290M | $37M | $994K | 0.77% | 8.46% | 4.13% | 0.10% |
| Q2 2025 | $379M | $341M | $279M | $36M | $732K | 0.64% | 7.17% | 3.98% | 0.58% |
| Q1 2025 | $390M | $353M | $273M | $35M | $524K | 0.53% | 6.03% | 3.72% | 0.29% |
| Q4 2024 | $406M | $369M | $269M | $34M | $689K | 0.53% | 6.18% | 3.57% | 0.23% |
| Q3 2024 | $382M | $346M | $276M | $34M | $475K | 0.48% | 5.52% | 3.50% | 0.61% |
| Q2 2024 | $383M | $348M | $271M | $33M | $647K | 0.47% | 5.45% | 3.42% | 0.02% |
| Q1 2024 | $374M | $339M | $271M | $33M | $240K | 0.25% | 2.97% | 3.35% | 0.01% |
| Q4 2023 | $383M | $348M | $268M | $32M | $239K | 0.40% | 4.79% | 3.45% | 0.00% |
| Q3 2023 | $377M | $344M | $265M | $31M | $365K | 0.44% | 5.41% | 3.50% | 0.06% |
| Q2 2023 | $367M | $334M | $262M | $31M | $387K | 0.47% | 5.75% | 3.62% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.