BranchWatch

First International Bank & Trust

Headquartered in Watford City, ND. Part of Watford City Bancshares, Inc. FDIC certificate #10248 · Federal Reserve RSSD 236153.

Total assets
$6.0B
Deposits
$5.3B
Q1 2026
Active branches
28
Closings since Jan 2020
5
5 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$19M
Return on assets
1.27%
Return on equity
15.10%
Noncurrent loan rate
1.62%

Deposits by year (Summary of Deposits)

3
2019
3
2020
4
2021
5
2022
4
2023
5
2024
5
2025

Values in $ billions, June 30 of each year.

Closings by year

5
2023

Openings by year

3
2021
1
2022
1
2023

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fibt.com.