First Guaranty Bank
Headquartered in Hammond, LA. Part of Smith & Hood Holding Company, L.L.C. FDIC certificate #14028 · Federal Reserve RSSD 422433.
Total assets
$4.0B
Deposits
$3.5B
Q1 2026
Active branches
30
Closings since Jan 2020
9
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$3M
Return on assets
0.34%
Return on equity
5.14%
Noncurrent loan rate
2.84%
Deposits by year (Summary of Deposits)
22019
22020
22021
32022
32023
32024
32025
Values in $ billions, June 30 of each year.
Closings by year
12022
22023
12024
52025
Openings by year
12021
12023
12024
Other network changes since 2020
- 2 branch relocations
Branches by state
Recent closings
- First Guaranty Bank — Lake Charles, LAbank exits city4740 NELSON RD · closed November 7, 2025
- First Guaranty Bank — Haynesville, LAbank exits city10065 HIGHWAY 79 · closed March 7, 2025
- 305 N MAIN ST · closed March 7, 2025
- 35651 HIGHWAY 16 · closed March 7, 2025
- First Guaranty Bank — Pineville, LAbank exits city40 PINECREST DR · closed March 7, 2025
- 723 AVENUE G · closed March 4, 2024
- 632 W OAK ST · closed January 24, 2023
- 15 SECOND ST · closed January 17, 2023
- 305 NORTH MAIN STREET · closed June 30, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fgb.net.